Previous Speakers
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Etienne Goose

Director General
European Payments Council

Etienne Goosse : Etienne Goosse is the Director General of the European Payments Council. He has extensive professional experience across different sectors of the payments industry. He started his career with the Belgian central bank. He held executive positions at eurocheque International, Europay International and MasterCard Europe. In his previous assignments, Mr Goosse’s responsibilities included franchise management, legal and regulatory affairs, stakeholder management as well as finance and administration. He also has an extensive track record in managing governance as well as European and public affairs.

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Fabrizio Dinacci

Senior Market Infrastructure Expert
Directorate General Market Infrastructure and Payments
European Central Bank

Fabrizio Dinacci is part of the TARGET Instant Payment Settlement Project Team and a Senior Market Infrastructure Expert at the European Central Bank. He started his career in Banca d’Italia where he contributed to the development of TARGET2 (the RTGS of the euro) and TARGET2-Securities. He left Banca d’Italia as an Advisor and joined the European Central Bank as a member of the operational team in the market infrastructure division. He has been closely involved in the definition of the Eurosystem’s strategy for the future of its market infrastructure. Currently, he is also a member of the T2-T2S Consolidation Project Team and participates in the EPC Scheme Technical Forum.

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Leo Wagner

Senior Solution Consultant
FIS Global

Leo has been involved in the financial services technology industry for close to 15 years. As a product manager, Leo was responsible for defining FIS’ market-leading SEPA and international payments solutions. In his role as Solution Consultant, Leo has assisted numerous banks in their implementation of innovative payment systems across a wide range of geographies including Europe, Canada, Chile, the US, South Africa, China and Australia. Leo’s current main areas of intervention are SCT Instant payments and PSD2-Access-to-account

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Deniss Filipovs

Head of Payment Systems Policy Division
Latvijas Banka

Deniss started to work at Latvijas Banka in 2011 as a payment and financial market analyst with the focus on payments policy, development and innovation. Since 2015, Deniss is the Head of Payment Systems Policy Division with the responsibility for oversight of payment systems and payment instruments in Latvia. That also includes the monitoring of the tendencies in FinTech and analysing the impact of the new financial technologies on the payments industry. In collaboration with the payment markets regulator Deniss helps market participants to better understand the challenges and opportunities of the revised Payment Services Directive (PSD2). Deniss also participates in Latvijas Banka’s project aiming to introduce the instant payments infrastructure in Latvia. Deniss participates in Latvijas Banka’s Instant payments project and also in collaboration with the payment markets regulator Deniss helps market participants to better understand the challenges and opportunities of the revised Payment Services Directive (PSD2). Deniss is an expert in the area of virtual currencies, at the same time he facilitates discussion about the high potential of blockchain technology and educates society about main functional principles of the technology.

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Paul Francis Walvik-Joynt

Chief Sales Officer International Payments

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Francis De Roeck

Head of European Payments offer
BNP Paribas

Francis is Head of European Payments offer . Francis joined the BNP Paribas group in 2003 and held several different senior managerial positions. Previously he was the Member of the Board at AGF Belgium Bank. He is a payments expert and is involved in the SEPA process since the start. He is a member of various industry committees and represents BNP Paribas in several forums related to development of payments, e-payments and cash management. He is EPC Scheme Management Board member and co-chaired the ERPB e-mandates working group.

Edgars Bremze
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Edgars Bremze

Senior Product Manager, Instant Payments and National Payments Infrastructure solutions

Edgars works in Strategic Product development at Tieto and has a long experience in change management and innovative solutions implementation in financial sector. He has been dealing with IT management, IT strategy development and legacy solutions renewal in banking for more than 20 years.
Currently Edgars is involved in instant payment products development and assists financial institutions to adopt their business models for real time economy.

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Gene Neyer

Executive Advisor
ICON Solutions

Gene Neyer advises financial and technology companies on various aspects of Payment Modernization. He is a current member of the GFFT (successor to the Fed Faster Payments Taskforce) and the president of Supplier Committee at BAFT. Previously, Gene was a Head of Industry and Regulation for Finastra, and an SVP, Head of Product Management for D+H and Fundtech. Gene has almost 30 years of experience in product management and IT Leadership at some of leading financial services vendor and banking organizations. He is a past representative to EBA, Fed, IPFA, TCH and other industry organizations. He has written and lectured on various aspects of global payments, real-time payments and blockchain and is a regular speaker and commentator at business seminars and conferences.
Mr. Neyer holds Executive Master in Technology Management from Wharton/University of Pennsylvania and a M.S. & B.S. Degrees in Mathematics from City College of NY.

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Omri Kletter

Head of Fraud & Authentications Solutions
Nice Actimize

Omri Kletter is responsible for managing the fraud and authentication solutions in the EMEA region for NICE Actimize.
Prior to joining NICE Actimize, he joined the Security Division of NICE where he worked as the New Technologies Product Manager and was responsible for new initiatives including the division’s Cloud and Cyber Intelligence activities. Mr. Kletter began his career in Israel’s elite technological intelligence army unit, where he served as the Head of the Global Counter-Terrorism section.

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Honey Kirtley

Vice President,Senior Product Manager
BNY Mellon

Honey Kirtley currently works in the Business Development team for Treasury Services, Europe, Middle East and Africa (“EMEA”) responsible for providing product sales support as well as packaging BNYM’s payment product propositions to deliver customer centric solutions to our clients.

Prior to this role, Honey worked as a Senior Product Manager for GBP Clearing Solutions and regulatory projects at BNY Mellon. In this role, Honey was responsible for the strategy, roadmap. forecasting development and implementation of new and enhanced services. This role involved working globally across all markets and disciplines to grow BNYM footprint for this service. Honey was also involved in many regulatory projections such as PSD2, working closely with Trade Bodies and Regulators to understand the impact of the changing regulation for Treasury Services, as well as coordinating and executing these changes into BNYM.

Honey has 25 years of experience working in Mobile, Payments and Transaction Banking and her focus has been Product development and Relationship Management. Prior to BNYM Honey worked for CHAPS Co and the Logic Group, owned by Barclaycard.

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Johannes Klocke

Sr. Expert Retail payments Strategy
Deutsche Bundesbank

Johannes Klocke is responsible for policy and strategy issues relating to the digitalisation of payments. His work focuses on innovation in and regulatory issues of payments and comprises committee work in a national and international level. After completing his degree in economics he worked for a research institute. He joined the Deutsche Bundesbank in 2010 for a one year training programme and started working in the Payment Systems Policy Division in 2011. From 2016 until 2017 he worked for the German Federal Ministry of Finance where he was responsible for issues relating to digital finance. He rejoined the Payment Systems Policy Division of the Deutsche Bundesbank in 2017.

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Erwin Kulk

Head of Service Development and Management

Erwin Kulk has been working in the domain of interbank payment processing since 1998. He joined the EBA Clearing Company in 2012, where he initially supported the development of STEP2, the Company’s pan-European ACH, with a focus on supporting the SEPA migration. Since 2015, Erwin has been responsible for the management of the existing EURO1 and STEP2 services as well as the development of new services. In this capacity he is currently leading the EBA CLEARING program for the implementation of RT1, a pan-European instant payment Infrastructure solution, which went live in November 2017.

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Simon Brooks

Senior Product Manager
Faster Payments Scheme

Simon Brooks, Senior Product Manager, Faster Payments Scheme Limited
Simon has worked in the financial industry for nearly 35 years during which time he assisted with the introduction of the Faster Payments Service in the UK as a Product Manager with HSBC and as the Chair of the APACS Faster Payments Communications Working Group. He has worked in many areas of HSBC including Payments Operations and Global Risk.

Simon joined Faster Payments in 2014 as a Development Manager, before taking up his current position as Senior Product Manager for the Scheme. Recent work has included looking at how the Scheme can increase the Scheme Transaction Limit to a significant level well above the existing figure of £250,000, working with Participants to create better communications between them and the Scheme and looking at ways to enhance the service not only to PSPs but also to all end users of the service, this has involved working closely with the Payment Strategy Forum and in particular the End User Needs Working Group which has been looking at the creation of the “Request to Pay” service. FPS is now in the process of developing a Request to Pay service and Simon is at the heart of this development.

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Mark McMurtrie

Payments Consultancy Ltd

Mark McMurtrie is an Independent Consultant who focuses on Payments and FinTech. He advises banks, payment service providers, acquirers, technology companies, retailers and investors. He offers a range of high level advisory services focusing on strategy development, market assessments, investment support, commercial due diligence, competitive analysis and supplier selection. His payments experience is broad and covers card, mobile, bank and instant payments. Mark is a regular industry commentator, conference chairman and speaker. He acts as a judge for multiple payment awards and is proud to be an Ambassador for the Emerging Payments Association.

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Askold Vermeulen

Sr. Business Developer Payments & Open Banking

Askold Vermeulen is a Senior Business Developer in the area of Payments and Open Banking. He joined ABN AMRO in 2013 as a product manager Cash within the retail business. Since 2015, his area of expertise lies within digital payments like payment via Internet and Mobile banking, Instant Payments and advising on new (interbank) strategic payment initiatives for ABN AMRO. He joined the Dutch Instant Payment initiative from the start and was part of the team that enabled ABN AMRO to be the first bank in the Netherlands that went live with Instant Payment. Currently Askold focuses on Payments in general and on developing new solutions in the Open Banking philosophy.

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Gijs Boudewijn

Chair Payment Systems Committee
European Banking Federation

Gijs Boudewijn is Deputy General Manager at the Dutch Payments Association, of which credit institutions, payment institutions and electronic money institutions can become a member. Before that he was responsible for payments and security related matters at the Dutch Banking Association. He has extensive experience in domestic as well as international (SEPA) payments issues, governance, competition law and fraud prevention. He started as an in-house lawyer at a large savings bank, and later became Head of Legal Affairs at the central Dutch clearing house, Bankgirocentrale, the predecessor of Equens SE. In 1998, Mr Boudewijn joined the Dutch Banking Association as Head of Payments and Security Affairs, and in 2014 was appointed Deputy General Manager of the Dutch Payments Association. Next to sitting on various Dutch domestic payments related bodies, he is currently Chair of the Legal Support Group of the European Payments Council and Chair of the Payment Systems Committee of the European Banking Federation in Brussels.

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Piet Mallekoote

Dutch Payments Association

Piet has a degree in economics at the University of Amsterdam. After his study Piet joined the Dutch Central Bank, in which he held several senior management positions in economic research, economic and monetary policy and payments, lastly as a member of the Payments and Settlement Committee of the Eurosystem.
In 2004 Piet joined Currence, the then newly established Dutch entity for ownership of the Dutch collective payment schemes, including iDEAL. He became its CEO in 2006.
In 2011 Piet became CEO of the newly founded Dutch Payments Association whose members are payment banks and payments institutions in the Netherlands, combining the two CEO positions.
Piet chairs several steering and stakeholder groups on innovative payments in the Netherlands.
For example the Instant Payments programme, iDEAL innovations and the national digital banking identification and authentication programme (iDIN).
In his capacity as CEO he is also involved in other innovations in Dutch Payments landscape and participates in a lot of national and international meetings on payments.

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Dr. Jozsef Czimer

Adviser to the CEO
Capsys Informatics

Jozsef started his career in the National Bank of Hungary working in international money market operations. Later he joined the regulations department where he had the opportunity to manage a considerable part of the country’s banking devolution reform by organizing the handing over of foreign currency operations by the National Bank to the new commercial banks. Still as a regulator he started to deal with bank card operations. Later, as a deputy CEO of the new IBUSZ Bank he had the opportunity to manage the country’s then largest card acivity.

Having an innovator’s view he started to deal with e-money operations already in the 1990s by exploring possibilities. Later he became to be an expert of this subject lecturing in the Central Europen University on it and advising several companies including the Hungarian Post and SenseNet Ltd. The latter later became to be the issuer of the first and only Hungarian e-money, Barion. Applying his expertise Jozsef took part in the working out of the European E-money Directive as well.

In 2010 as the CEO of HFR, Budapest he started to work on a kiosk based payment system which was implemented in 2013 in the country. Having successfully finished the project he moved to London to manage Intersoft London Office working together with VocaLink on different projects including the marketing of the Immediate Payments System and mobile payment systems based on the instant payment solution.

Working in London he is an acknowledged member of the consultants’ community of the City concentrating his activity ont he development of instant payment service sin Central and Eastern Europe and int he CIS countries..