Europe’s only dedicated Instant Payments conference

Current Speakers
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Mathias Schotte

Global Key Client Director

Mathias Schotte is a Global Key Client Director for SWIFT, based in Germany. In this role, he is responsible for some of SWIFT’s largest clients on a global level and manages a team of senior account managers.
Prior to this, Mathias held various positions at SWIFT covering a range of issues including funds and investment, asset management post-trade services and corporates. During this time, he developed SWIFT’s business across Central and Eastern Europe, growing SWIFT’s client base and building relationships with key stakeholders across the region.
Mathias joined SWIFT in 2012 from Morgan Stanley, where he held several senior positions in the middle- and back-office, covering a wide range of asset classes. He started his career with a traineeship at Deutsche Bank in 2001 in Frankfurt before studying at the Frankfurt School of Finance & Management.

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Rizwan Qazi

Partnerships and Strategic Alliances

23+ years of financial services experience across North America, Central Eastern Europe, and the Middle East. Having worked at organizations as Citi, MasterCard, Diners Club, ADIB, Argus, and Al-Futtaim, Rizwan brings in depth understanding of the payment requirements of the merchants, and consumers, in addition to the payment product development, and various payment solutions.

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Ignacio Terol

Deputy Head of Division Market Infrastructure

Mr Ignacio Terol is Deputy Head of Division at the ECB in the Market Infrastructure Development Division. In this capacity, he is responsible for new projects and possible future development of Eurosystem services in the area of Market Infrastructures. This includes Instant Payment Settlement (TIPS), TARGET2/T2S consolidation and Eurosystem Collateral Management Service. Mr Terol has been involved in the T2S project since its conception in 2006 to which he remains associated. Before that he worked on several reports of the Committee on Payment and Settlement Systems (now CPMI) between 2000 and 2005.
Mr Terol holds a degree on economics and business administration from the Centro Universitario de EstudiosFinancieros (CUNEF).

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Michael Knetsch

Global Head of Instant Payments Development
Deutsche Bank

Michael is Director Business Product Expert at Deutsche bank. He is responsible for driving delivery of Payment capabilities, innovating client proposition development for Retail, corporate, FI & NBFI client base, building Relationship; networking within intra-bank, corporate & industry fora within EMEA. He has deep knowledge of the complete end to end cash management value chain and related proposition and products

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Steven Pairman

Head of Digital Channels, Europe & Americas
Standard Chartered Bank

Steven joined Standard Chartered in 2017 as Head of Digitisation and Client Access Europe & Americas, and Cash Product, Europe based in London. He has regional responsibility for the Standard Chartered channels supporting Cash, Trade and Security Services products, including ensuring the European and American client base are informed on the channel capabilities and product development roadmap. Steven is also focussed on the Innovation agenda in Cash & Trade industry, including PSD2, APIs, Instant Payments & Mobile Money. He has worked in the Financial Services/ Payments Industry for most of his working life.

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Javier Santamaría Navarrete

Senior Vice President
European Payments Council

Javier Santamaría is the Chair of the European Payments Council since June 2012, and has been one of its members since its creation in 2002. During decades as a bank employee, Mr. Santamaría accumulated a broad and balanced expertise in the intertwined dimensions of payments – business-related, operational, technical – across different client segments and product lines, in the legacy and the innovative spheres, which he now further develops as an independent self-employed professional. Mr Santamaría is also Chair of the Iberpay Board. Former Head of Operations and Business Services, he was Senior Vice President at Banco Santander until December 2016. He was a member of the Board of the Euro Banking Association and a Director of the SWIFT Board until the end of 2016

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Annick Moes

Head of Communications

Annick Moes is Head of Communications of the Euro Banking Association and EBA CLEARING, the leading private-industry provider of pan-European infrastructure solutions for euro payments. Annick also runs the Association’s market practice and regulatory guidance stream, which over the past 10 years has provided a pan-European perspective and practical support to banks migrating to SEPA and SCT Inst and implementing PSD2. Before joining the EBA Group in 2003, Annick worked in print, TV and online journalism as well as in market research, both in the EU and in the US.

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Joerg Reuteroerg Reuter

Joerg Reuter – Senior Consultant Pre Sales Consulting

Joerg Reuter dedicates his skills and experience to make bad guys’ lives difficult.
His work in the banking, telco and payments space revolves around fraud risk management, information / cyber security and compliance. Joerg has worked on projects around the world, across many countries and cultures, including a recent three-year tenure in Southeast Asia. This provides him with a unique perspective on the drivers for fraud and different approaches to financial crime management.
As a senior consultant with FICO, he helps client to apply FICO’s predictive analytics, artificial intelligence and machine learning pedigree to their business challenges. Focus areas include new account fraud (subscription / application fraud), account takeover and social engineering fraud.

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Paul Francis Walvik-Joynt

Chief Sales Officer International Payments

Paul Francis Walvik-Joynt is an expert on leadership and innovative financial services, and currently is Senior Vice President of Payments International at NETS with special focus on Business development and Sales of Instant Payments, Open Banking and Omni Billing. Paul is also a member of the Board of Directors of The European Automated Clearing House Asssociation (EACHA). With an early taste for startup and innovation he started his first company at age 16. Positions held for more than 25 years in the payments and financial industry on strategy, leadership and enterprise architecture in Europe and the US. Among his previous positions, Mr. Walvik-Joynt was CEO at Anzur, a Financial services strategy and technology consultancy with European and US customers. Senior Vice President and Global Head of Technology and Architecture at Nordea for a number of years. An intrepid explorer at the crossroads of people and technology, he has led rapid technology changes at large financial institutions, applying and keeping a keen eye out for insights into motivational psychology and how culture impacts the ability deliver performance across organizational borders and value chain boundaries. He holds a degree in technical cybernetics, and has been a keynote speaker on topics spanning payments, innovation, leadership, architecture, technology, and culture.

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Róbert Kiszely

Director of Professional Services

Róbert graduated from EötvösLóránd Science University in Computer Science. He was hired as the first Capsys employee in 1998. Over the past twenty-one years he gained experiences in several fields of banking and financial IT: expert consultancy, development, implementation, and support of securities settlement, pension fund administration and payment systems. Róbert has led several domestic and international projects with success. Among others he is running professional support of Capsys’ international partnership programme, dedicating particular attention to Immediate Payments and PSD2/Open Banking. Róbert has been recognized as one of the leading experts of Immediate Payments and PSD2/Open Banking in Hungary, speaking at numerous conferences on these topics.
Over the last three years Róbert has led the architectural design and subsequent implementation of two major immediate payment implementations in Hungary.

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Ulrich Loof

Senior Expert Transaction Management

Ulrich Loof (50) is a Senior Product Manager Corporate Solutions with over 20 years of experience in the Transaction Banking Business. He is also founding member & deputy speaker of the Westhafen Expert Dialogue.

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Frans C. van Beers

Head Product Management Payments
Dutch Payments Association

Frans van Beers is Head Payments Product management at the Dutch Payments Association since 2013 and has over 25 years of experience in payments in various positions. He participated in the NL interbank IP-programme from start to end. He is also actively involved in SCTinst developments and related activities at the European Payments Council (EPC).

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Thorsten Bonifer

Senior Expert Transaction
DZ Bank

Thorsten Bonifer (44) is a Senior Key Account Manager for DZ BANK´s Multinational Corporates with over 15 years of experience in the Transaction Banking Business.

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Tatjana Grünvald

Baltic Head of Payments and Cash Management

Tatjana Grünvald is heading payments and cash management area products development in SEB Baltics. SEB in Baltics was among the first ones in Europe to implement the instant payment.
She is also heading the Payment panel of Estonian Banking Association, coordinating various market initiatives with the purpose of aligning market specific standards and requirements.
Tatjana has a long time experience also in trade finance and cash management areas.

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Francis De Rock

Global Cash Management- Payments Regulations
BNP Paribas

Francis is taking care of the Payment Regulations impacting Global Cash Management, and is also an active member in the Request to Pay workgroups of the EPC and of EBA Clearing.
Before he was heading the SEPA offering for the BNPP Group.
He has held several different senior managerial positions and was member of the board at AGF Belgium Bank.
He is a payments and clearing expert and was involved in the SEPA process since the start. Francis is a member of various industry committees and represents BNP Paribas in several forums related to development of payments, e-payments and cash management, including the EPC and EBA Clearing.
He is EPC Scheme Management Board member, was member of the ECB-TIPS Task Force and co-chaired the ERPB e-mandates working group

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Danilo Gemelli

Project Manager
BNL BNP Paribas

Danilo Gemelli is in charge of SEPA ICT projects coordination for BNL – BNP Paribas Group.
With over 10 years of experience in payments Danilo gained a deep knowledge in new Digital Payments, SEPA and italian domestic products.
He also represents BNL in the Italian Bank Association groups.

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Dr Heike Winter

Head of Section
Deutsche Bundesbank

At the Deutsche Bundesbank, Dr Heike Winter is responsible for digitalisation in payments. This comprises committee work in the Eurosystem and in the German banking industry. She is involved into internal and external discussions on crypto assets, stable coins and central bank digital currencies. After completing her degree in economics, Dr Winter worked at an institute for economic theory. She joined the Deutsche Bundesbank in February 1999, working initially in the Public Relations and Economic Education Departments before transferring to the Payments Department in March 2007.

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Martynas Rajunčius

Advisor to Director
Market Infrastructure Department
Bank of Lithuania

Mr Martynas Rajunčius is the Advisor to the Director of the Market Infrastructure Department at the Bank of Lithuania (Lietuvos bankas).

In this current capacity, he is responsible for the strategic developments of the Bank of Lithuania’s retail payment system CENTROlink and business relationships with the key participants and market infrastructure counterparts.

Martynas is a member of the Market Infrastructure Policy Committee (MIPC) of the European System of Central Banks (ESCB) and a member of the Advisory Group on Market Infrastructures for Payments (AMI-Pay).

Mr Rajunčius holds a master degree on management and business administration from Vilnius University.

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Mr. Jean-Philippe Joliveau

Senior Marketing Advisor

Jean-Philippe Joliveau graduated in Mechanical Engineering from Ecole Centrale de Nantes in France in 1987 and completed a post-graduate diploma in Management from Institut d’Administration des Entreprises in Lyon in 1988.

He began his career at Sema Group as a programmer analyst with long-term assignments first in Beijing, China and in 1990 in Milan, Italy. In 1995, he joined Fiditalia, a consumer credit company.

In 1998, he moved to newly formed Sema Group Italy where he followed several projects in the card payment business. In 2004, the company was acquired by Atos Origin and Joliveau took the role of Business Consultant and Sales Support Manager to develop the card payment activity in Italy in synergy with Atos’s payment processing subsidiary Worldline.

He joined SIA in 2008 and has since covered various roles in the project management and product development areas. In 2017, he began focusing on Instant Payments and the PSD2 and in particular convergence opportunities with the card payment business.

He is also SIA’s representative to European Payment Industry Associations such as nexo, the Berlin Group and the European Cards Stakeholders Group.

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Kate Pohl

Senior Consultant
Senior Advisory

Kate Pohl started her career at Irving Trust Co./Bank of NY in NYC, responsible for correspondent banking in Northern & Central Europe. She later transferred to Frankfurt to run Transaction Products/Credit (Senior Credit Officer/Geschäftsleiterin). Kate moved on to head up Corporate Payment Services at the Chase Manhattan Bank AG. In 1998, Kate Pohl joined ABN AMRO as Global Transaction Services (GTS) Head for Germany. She was responsible for sales, client delivery and product management (cash and trade). Her role was later expanded to include client services in Eastern Europe. In 2003 Kate moved to Amsterdam to create a Global Implementation Group for cash and complex trade. In 2006 she accepted the role of Global Compliance Head (GTS, IT, and Operations). Kate returned to Frankfurt in 2008 for Citigroup as GTS Head. In 2014 Kate joined ING Bank Germany as Transaction Services Sales Head and in September 2016 accepted the role of Head of Payments’ Innovation for Germany and Austria for Wholesale clients. Since July 2018, Kate Pohl has been working as a Freelance Consultant and Advisor to banks, fintechs and corporations in the areas of financial services & innovation. She is also a facilitator for the Euro Banking Association running the Open Banking and Digital Transformation Forum. Kate continues to work with the Core Leadership Institute as a senior consultant, coaching and helping professionals to find their Leadership Purpose.