Europe’s only dedicated Instant Payments conference

Current Speakers
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Ignacio Terol

Deputy Head of Division Market Infrastructure

Mr Ignacio Terol is Deputy Head of Division at the ECB in the Market Infrastructure Development Division. In this capacity, he is responsible for new projects and possible future development of Eurosystem services in the area of Market Infrastructures. This includes Instant Payment Settlement (TIPS), TARGET2/T2S consolidation and Eurosystem Collateral Management Service. Mr Terol has been involved in the T2S project since its conception in 2006 to which he remains associated. Before that he worked on several reports of the Committee on Payment and Settlement Systems (now CPMI) between 2000 and 2005.
Mr Terol holds a degree on economics and business administration from the Centro Universitario de EstudiosFinancieros (CUNEF).

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Michael Knetsch

Global Head of Instant Payments Development
Deutsche Bank

Michael is Director Business Product Expert at Deutsche bank. He is responsible for driving delivery of Payment capabilities, innovating client proposition development for Retail, corporate, FI & NBFI client base, building Relationship; networking within intra-bank, corporate & industry fora within EMEA. He has deep knowledge of the complete end to end cash management value chain and related proposition and products

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Steven Pairman

Head of Digital Channels, Europe & Americas
Standard Chartered Bank

Steven joined Standard Chartered in 2017 as Head of Digitisation and Client Access Europe & Americas, and Cash Product, Europe based in London. He has regional responsibility for the Standard Chartered channels supporting Cash, Trade and Security Services products, including ensuring the European and American client base are informed on the channel capabilities and product development roadmap. Steven is also focussed on the Innovation agenda in Cash & Trade industry, including PSD2, APIs, Instant Payments & Mobile Money. He has worked in the Financial Services/ Payments Industry for most of his working life.

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Javier Santamaría Navarrete

Senior Vice President
European Payments Council

Javier Santamaría is the Chair of the European Payments Council since June 2012, and has been one of its members since its creation in 2002. During decades as a bank employee, Mr. Santamaría accumulated a broad and balanced expertise in the intertwined dimensions of payments – business-related, operational, technical – across different client segments and product lines, in the legacy and the innovative spheres, which he now further develops as an independent self-employed professional. Mr Santamaría is also Chair of the Iberpay Board. Former Head of Operations and Business Services, he was Senior Vice President at Banco Santander until December 2016. He was a member of the Board of the Euro Banking Association and a Director of the SWIFT Board until the end of 2016

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Isabelle OLIVIER

Head of Initiatives, EMEA

In 2004 she moved to Italy to manage the SWIFT office in Milan, as Head of South East Europe.
In 2013, Isabelle took over the role of Head of Clearing & Settlement, developping the SWIFT Securities business in EMEA, and driving the T2S project for SWIFT.

Isabelle is now responsible for Securities & Payments Initiatives in EMEA.
In her current function, Isabelle drives the community engagement for the SWIFT solutions addressing evolving payments landscape needs: gpi, SWIFT Instant Payment solutions, Target consolidation project and ISO20022 adoption by Market infrastructures and for Cross Border Payments & Reporting messages.

Before joining SWIFT, Isabelle worked for 7 years for Euroclear Bank in Belgium, covering various Operations Management functions.

Isabelle holds a Commercial Engineer degree from the IAG University of Louvain-la-Neuve in Belgium and a Master in European Management (CEMS) obtained at the Italian Università Bocconi in Milan.

In 2004 she moved to Italy to manage the SWIFT office in Milan, as Head of South East Europe.

Since 2013, Isabelle is leading a team dealing with securities and payments initiatives in EMEA.
She lead the T2S Program for SWIFT.
Isabelle’s team is today delivering the SWIFT value proposition to support the payments industry .

Before joining SWIFT, Isabelle worked for 7 years for Euroclear Bank in Belgium, covering various Operations Management functions.

Isabelle holds a Commercial Engineer degree from the IAG University of Louvain-la-Neuve and a Master in European Management (CEMS) obtained at the Italian Università Bocconi in Milan.

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Erwin Kulk

Head of Service Development and Management

Erwin Kulk is Head of Service Development and Management at EBA Clearing. He has been responsible for the delivery of RT1 (the first pan-European instant payment system) and manages the ongoing developments of EURO1 (the private sector RTGS-equivalent system for large-value euro payments) and STEP2 (the pan-European system for SEPA Credit Transfers and Direct Debits). He is also in charge of developing a blueprint together with 30 banks from 14 different countries for a pan-European Request to Pay solution. Erwin has been working in the domain of payment systems since 1998.

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Joerg Reuteroerg Reuter

Joerg Reuter – Senior Consultant Pre Sales Consulting

Joerg Reuter dedicates his skills and experience to make bad guys’ lives difficult.
His work in the banking, telco and payments space revolves around fraud risk management, information / cyber security and compliance. Joerg has worked on projects around the world, across many countries and cultures, including a recent three-year tenure in Southeast Asia. This provides him with a unique perspective on the drivers for fraud and different approaches to financial crime management.
As a senior consultant with FICO, he helps client to apply FICO’s predictive analytics, artificial intelligence and machine learning pedigree to their business challenges. Focus areas include new account fraud (subscription / application fraud), account takeover and social engineering fraud.

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Paul Francis Walvik-Joynt

Chief Sales Officer International Payments

Paul Francis Walvik-Joynt is an expert on leadership and innovative financial services, and currently is Senior Vice President of Payments International at NETS with special focus on Business development and Sales of Instant Payments, Open Banking and Omni Billing. Paul is also a member of the Board of Directors of The European Automated Clearing House Asssociation (EACHA). With an early taste for startup and innovation he started his first company at age 16. Positions held for more than 25 years in the payments and financial industry on strategy, leadership and enterprise architecture in Europe and the US. Among his previous positions, Mr. Walvik-Joynt was CEO at Anzur, a Financial services strategy and technology consultancy with European and US customers. Senior Vice President and Global Head of Technology and Architecture at Nordea for a number of years. An intrepid explorer at the crossroads of people and technology, he has led rapid technology changes at large financial institutions, applying and keeping a keen eye out for insights into motivational psychology and how culture impacts the ability deliver performance across organizational borders and value chain boundaries. He holds a degree in technical cybernetics, and has been a keynote speaker on topics spanning payments, innovation, leadership, architecture, technology, and culture.

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Róbert Kiszely

Director of Professional Services

Róbert graduated from EötvösLóránd Science University in Computer Science. He was hired as the first Capsys employee in 1998. Over the past twenty-one years he gained experiences in several fields of banking and financial IT: expert consultancy, development, implementation, and support of securities settlement, pension fund administration and payment systems. Róbert has led several domestic and international projects with success. Among others he is running professional support of Capsys’ international partnership programme, dedicating particular attention to Immediate Payments and PSD2/Open Banking. Róbert has been recognized as one of the leading experts of Immediate Payments and PSD2/Open Banking in Hungary, speaking at numerous conferences on these topics.
Over the last three years Róbert has led the architectural design and subsequent implementation of two major immediate payment implementations in Hungary.

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Ulrich Loof

Senior Expert Transaction Management

Ulrich Loof (50) is a Senior Product Manager Corporate Solutions with over 20 years of experience in the Transaction Banking Business. He is also founding member & deputy speaker of the Westhafen Expert Dialogue.

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Frans C. van Beers

Head Product Management Payments
Dutch Payments Association

Frans van Beers is Head Payments Product management at the Dutch Payments Association since 2013 and has over 25 years of experience in payments in various positions. He participated in the NL interbank IP-programme from start to end. He is also actively involved in SCTinst developments and related activities at the European Payments Council (EPC).

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Thorsten Bonifer

Senior Expert Transaction
DZ Bank

Thorsten Bonifer (44) is a Senior Key Account Manager for DZ BANK´s Multinational Corporates with over 15 years of experience in the Transaction Banking Business.

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Tatjana Grünvald

Baltic Head of Payments and Cash Management

Tatjana Grünvald is heading payments and cash management area products development in SEB Baltics. SEB in Baltics was among the first ones in Europe to implement the instant payment.
She is also heading the Payment panel of Estonian Banking Association, coordinating various market initiatives with the purpose of aligning market specific standards and requirements.
Tatjana has a long time experience also in trade finance and cash management areas.

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Francis De Rock

Global Cash Management- Payments Regulations
BNP Paribas

Francis is taking care of the Payment Regulations impacting Global Cash Management, and is also an active member in the Request to Pay workgroups of the EPC and of EBA Clearing.
Before he was heading the SEPA offering for the BNPP Group.
He has held several different senior managerial positions and was member of the board at AGF Belgium Bank.
He is a payments and clearing expert and was involved in the SEPA process since the start. Francis is a member of various industry committees and represents BNP Paribas in several forums related to development of payments, e-payments and cash management, including the EPC and EBA Clearing.
He is EPC Scheme Management Board member, was member of the ECB-TIPS Task Force and co-chaired the ERPB e-mandates working group

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Danilo Gemelli

Project Manager
BNL BNP Paribas

Danilo Gemelli is in charge of SEPA ICT projects coordination for BNL – BNP Paribas Group.
With over 10 years of experience in payments Danilo gained a deep knowledge in new Digital Payments, SEPA and italian domestic products.
He also represents BNL in the Italian Bank Association groups.

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David Ballaschk

Senior Payment Expert
Deutsche Bundesbank

David Ballaschk is a senior payment expert for the Deutsche Bundesbank. Mainly, his focus lies on innovative payment solutions, especially Instant Payments and cross-border payments. He is currently a member of the Cross-border Payments Task force at the CPMI. Previously, he was a member of the CPMI Working group on Retail payments and was part of the group that focussed on cross-border retail payments. Furthermore, he is a member of various eurosystem working groups, including the ERPB Working Group on Instant Payments at the Point-of-Interaction. Prior to working with the Bundesbank, he studied at the Martin-Luther-University Halle-Wittenberg, graduating with a masters degree in Economics.

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Martynas Rajunčius

Advisor to Director
Market Infrastructure Department
Bank of Lithuania

Mr Martynas Rajunčius is the Advisor to the Director of the Market Infrastructure Department at the Bank of Lithuania (Lietuvos bankas).

In this current capacity, he is responsible for the strategic developments of the Bank of Lithuania’s retail payment system CENTROlink and business relationships with the key participants and market infrastructure counterparts.

Martynas is a member of the Market Infrastructure Policy Committee (MIPC) of the European System of Central Banks (ESCB) and a member of the Advisory Group on Market Infrastructures for Payments (AMI-Pay).

Mr Rajunčius holds a master degree on management and business administration from Vilnius University.

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Monica Monaco

Founder and Managing Director

Based in Brussels for the past 16 years, Monica is the founder and managing director of TrustEuAffairs.She is a member of the Society of European Affairs Professionals (SEAP) since 2004, and served as a member of the SEAP Board from 2012 to 2015. Monica is Member of the Europol Virtual Currencies Taskforce and also Member of the European Commission Payment Systems Market Expert Group (PSMEG).

Monica has been Senior Manager for EU Regulatory Affairs in the Legal Department of Visa Europe for more than ten years, being responsible for the relations with the European Commission, Parliament and Council, as well as with various national regulators.
Before joining Visa Europe she has been working as a Consultant for both Andersen, Deloitte &Touche and the OECD in Parisas well as the Council of Europe in Strasbourg, dealing with a variety of financial services matters